Business insurance
at the speed of compute.
No-confusion, no-waiting. Instant quotes and modular coverage.
Built for founders, by founders.
Coverage designed around your startup's journey
From your first check to your next round, we've built packages for every phase.
Pre-Seed & Seed
Core protection for you and your product
What's included
- General third-party claims (CGL)
- Protects you and leadership decisions (D&O)
- Protects you if your tech fails or causes a claim (Tech E&O)
- Protects you if data is exposed or systems are breached (Cyber)
Series A
Protect you, your board, and help you close bigger deals
What's included
- Protects you and leadership decisions (D&O)
- Protects you if your tech fails or causes a claim (Tech E&O)
- Protects you for general third-party claims (CGL)
- Protects you for marketing/content claims (Media)
- Protects you from employee-related claims (EPLI)
- Protects you if data is exposed or systems are breached (Cyber)
Growth Stage
Protection for leadership risk, transactions, and scale
What's included
- Everything in Series A, with stage appropriate limits
- Protects you for benefit plan responsibilities (Fiduciary)
Built for founders who ship
Why startups get insured with Corgi.
"Setting up insurance used to take hours. Now it's instant. We needed a partner that would get us covered right away and scale as we grow without taking up any mindspace."
"The Corgi team, in a matter of minutes, took care of all the insurance requirements I needed in order to land our first 7-figure enterprise contract"
"We needed insurance to close a large customer contract. Corgi delivered a quote at one-tenth the cost of a traditional broker, with zero back-and-forth. We got our certificate of insurance immediately and kept the deal moving."
Explore our coverages
Don't over-insure for the future or under-insure for the now. Toggle coverage modules as you grow, from MVP to IPO.
Commercial General liability
Covers bodily injury, property damage, and everyday business risks.
Cyber
Covers hacking, ransomware, and data privacy claims.
Tech & AI liability
Covers professional liability arising from technology products or services.
Directors & officers
Covers claims related to management decisions and corporate governance.
Employment practices
Covers workplace and employment-related legal claims.
Fiduciary liability
Covers lawsuits tied to managing employee benefit plans.
Media liability
Covers content, advertising, and intellectual property risks.
Hired and non-owned auto
Covers non-company vehicle use for business activities.
Representations & Warranties
Covers transaction-specific risk in mergers and acquisitions.
Frequently Asked Questions
- What does comprehensive startup insurance cover?
- Comprehensive startup insurance bundles the essential policies founders need: Directors & Officers (D&O), Errors & Omissions (E&O), Cyber Liability, Employment Practices Liability (EPL), and General Liability (GL). Each covers a different risk vector, from lawsuits to data breaches.
- What is the difference between D&O and E&O insurance?
- D&O (Directors & Officers) protects company leaders personally from claims related to management decisions. E&O (Errors & Omissions) protects the company from claims that your product or service caused a client financial harm due to mistakes or failures to deliver.
- Do startups need cyber liability insurance?
- Yes. Any startup that stores customer data, processes payments, or operates software is at risk of a data breach. Cyber liability insurance covers breach notification costs, legal defense, regulatory fines, and business interruption losses. The average cost of a data breach for small businesses exceeds $100,000.
- What is Employment Practices Liability Insurance (EPLI)?
- EPLI covers claims from employees alleging wrongful termination, discrimination, harassment, or retaliation. Even startups with small teams face these risks — a single claim can cost $75,000 to $250,000 in legal fees and settlements.
- Can I customize my coverage package?
- Yes. Corgi offers modular coverage so you can select exactly the policies you need for your stage and industry. Start with the essentials and add policies as your startup grows. Get a customized quote in under 10 minutes.